1. Company Information :
Logo société
| Company name | UIB |
| Date of creation | 9 December 1963 |
| Legal Form | Limited Company |
| National Company Register | Q0002708 |
| Sector | Banks |
| Special legislation | Law 2016-48 on Banks and Financial Institutions |
| Social object | Engages in banking operations as a regular occupation. |
| Corporate address | 65, Habib Bourguiba Avenue - 1000 Tunis |
| Phone | +216 71 218 000 |
| Corporate Website | http://www.uib.com.tn |
| uibcontact@uib.com.tn | |
| Listing date and listing modality | 19/08/1996 |
| ISIN code | TN0003900107 |
| Market | Main Market |
| Compartment | A |
| Trading Method | Continuous |
| Listing Group | 11 |
2. Shareholder Relations Officer :
| Full Name | Phone | |
|---|---|---|
| Hamza Moufida | Moufida.HAMZA@uib.com.tn | +216 71 218 574 |
3. Administration, Management and Control
Chief Executive Officer
M. Philippe DUBOIS
Board of Directors
OGM-
30/04/2025
| Name or Corporate Name | Quality | Represented by | Term of mandate |
|---|---|---|---|
| Société Générale | Member | M. François Bloch | 2024 - 2026 |
| M.Hatem Mustapha | Member | himself | 2026 - 2028 |
| Mme Anne Drebel | Member | himself | 2025 - 2027 |
| Mme Catherine Zenoni-Himber | Member | himself | 2024 - 2026 |
| M.Karim IDRISSI | Member | himself | 2024 - 2026 |
| M.Khaled SOUDANI | Member | himself | 2024 - 2026 |
| STI | Member | M. Firas SAIED | 2026 - 2028 |
| Maghrebia Insurance | Member | M. Habib Ben Hassine | 2024 - 2026 |
| M. Rachid TMAR | Independent member | himself | 2024 - 2026 |
| Mme.Monia SAADAOUI | Independent member | himself | 2024 - 2026 |
| M.Tahar Ben HATIRA | Member representing minority shareholders | himself | 2024 - 2026 |
Control
External auditors
| Full Name | Term of mandate |
|---|---|
| Société Générale | 2024 - 2026 |
| Lamjed Ben Mbarek & Associates, Grant Thornton | 2024 - 2026 |
Committees of the Board of Directors
| Committee | Committee President |
|---|---|
| Risk Committee | Mme Monia Saadaoui |
| Audit Committee | M. Rachid Tmar |
| Nomination and Remuneration Committee | M. François Bloch |
4. Main Shareholders:
OGM-
30/04/2025
| Name or Corporate Name | Number of shares | % |
|---|---|---|
| SOCIETE GENERALE | 17041016 | 52.34 |
| SASSI Group | 3485832 | 10.71 |
| BOUCHAMAOUI Group | 3456821 | 10.62 |
| BOUAZIZ Group | 2109060 | 6.48 |
| Other shareholders holding less than 5% | 6467271 | 19.85 |
| Total | 32560000 | 100 |
5. Key Indicators & Ratios:
| Key figures in DT (1) | 2025 | 2024 | 2023 |
|---|---|---|---|
| Share capital | 172 800 000 | 172 800 000 | 172 800 000 |
| Book Value | 1 095 360 000 | 1 030 162 000 | 987 375 000 |
| Net Banking Income | 529 126 000 | 539 825 000 | 522 981 000 |
| Operating income | 190 016 000 | 189 091 000 | 213 561 000 |
| Earnings (2) | 94 197 000 | 71 861 000 | 124 983 000 |
| Dividend per share | - | 0,850 | 0,850 |
(1) Disclosed in the consolidated annual financial statements or, failing that, in the individual annual financial statements.
(2) Net income Group share for companies publishing consolidated accounts.
(2) Net income Group share for companies publishing consolidated accounts.
| Ratio | 2025 | 2024 | 2023 |
|---|---|---|---|
| PER (1) | 9,1 | 5,8 | 6,4 |
| PBR (2) | 0,784 | 0,8 | 1 |
| Earnings per share | 2,726 | 3,61640625 | 3,61640625 |
| Dividend yield % | 4,0 | 3,8 | 3,1 |
(1) Price Earning Ratio
(2) Price to book Value
(2) Price to book Value
6. Share Capital
Capital Structure
| Nature of Securities | Number | % | Nominal (DT) |
|---|---|---|---|
| Ordinary shares | 32560000 | 94.21 | 5 |
| Investment Certificates | 2000000 | 5.79 | 5 |
Capital Evolution
| Decision (EGM) | Nominal (DT) | Nature of the operation | Capital evolution | Capital in circulation | ||
|---|---|---|---|---|---|---|
| DT | Equities | DT | Equities | |||
| 1963-12-09 | 10 | Initial Capital |
700000 |
70000 |
700000 |
70000 |
| 1971-12-16 | 10 | Increase through Incorporation of Reserves |
500000 |
50000 |
1200000 |
120000 |
| 1971-12-16 | 10 | Cash Increase |
800000 |
80000 |
2000000 |
200000 |
| 1976-01-22 | 10 | Cash Increase |
1000000 |
100000 |
3000000 |
300000 |
| 1977-02-17 | 10 | Cash Increase |
1000000 |
100000 |
4000000 |
400000 |
| 1981-09-17 | 10 | Increase through Incorporation of Reserves |
1000000 |
100000 |
5000000 |
500000 |
| 1981-09-17 | 10 | Cash Increase |
2000000 |
200000 |
7000000 |
700000 |
| 1984-11-29 | 10 | Cash Increase |
3000000 |
300000 |
10000000 |
1000000 |
| 1990-06-28 | 10 | Cash Increase |
25000000 |
2500000 |
35000000 |
3500000 |
| 1995-12-07 | 10 | Cash Increase |
35000000 |
3500000 |
70000000 |
7000000 |
| 2004-08-26 | 10 | Cash Increase |
36000000 |
3600000 |
106000000 |
10600000 |
| 2008-08-09 | 10 | Cash Increase |
70000000 |
7000000 |
176000000 |
17600000 |
| 2008-08-09 | 10 | Cash Increase |
20000000 |
2000000 |
196000000 |
19600000 |
| 2014-07-31 | 5 | Réduction de capital |
|
|
98000000 |
19600000 |
| 2014-07-31 | 5 | Cash Increase |
74800000 |
14960000 |
172800000 |
32560000 |
7. Latest publications UIB
8. The instruments of UIB
| Mnemonic | Label | Nature |
|---|---|---|
| UIB | UIB | Equity |
| U111B | UIB0831 6.3%P20 | Bond |
| UB21C | UIB0133 6.70% AP20 | Bond |
| UB91C | UIB0729 5.85%AP20 | Bond |